The investor visa in Panama is one of the most attractive immigration programs for foreigners who wish to legally and securely establish themselves in Panama, guaranteeing permanent residency and, eventually, citizenship. In this guide, you will find a complete and updated overview, including requirements, investment options, costs, application steps, and necessary documentation.
The Panama investor visa, also known as the Economic Solvency Visa, allows foreigners to obtain permanent residency in the country through a significant investment in real estate, fixed-term deposits, or a combination of both. This program is designed to attract foreign capital and promote Panama’s economic development.
There are three main ways to apply for the investor visa. Each option allows applicants to choose the investment that best fits their financial situation and personal needs.
This option requires a minimum investment of US$300,000 in a fixed-term deposit at a Panamanian bank. The account must be personal and cannot be corporate. The interest earned is deposited monthly into a savings account, which is tax-exempt.
An additional US$2,000 per dependent is required, proving the ability to financially support them.
Bank document confirming account opening
Proof of fixed-term deposit
Provide required documents and sign a Special Power of Attorney authorizing a lawyer to handle your case.
Open the bank account and make the deposit.
Register the passport at the immigration office.
Submit the application with complete documentation.
Obtain a 3-month temporary permit and multiple-entry visa.
Obtain a 2-year temporary permit.
Obtain permanent residency.
After 5 years of residency, apply for Panamanian citizenship and passport.
This option requires a minimum investment of US$300,000 in property with a registered title in Panama, free of liens. It allows the investor to acquire real estate while securing residency.
Same as the previous option, US$2,000 per dependent is required.
Certificate from Panama’s Public Registry proving property ownership
Copy of the purchase contract
Submit all required documents and sign a Special Power of Attorney.
Purchase the property and obtain the Public Registry certificate.
Register the passport with immigration.
Submit the application with fees and repatriation deposit.
Receive a 3-month temporary permit and multiple-entry visa.
Obtain a 2-year temporary permit.
Obtain permanent residency.
After 5 years, apply for citizenship and passport.
The mixed investment option combines a fixed-term deposit and property purchase, with a minimum combined investment of US$300,000. This method offers flexibility and diversification.
Bank certificates for the deposit
Public Registry certificate for the property
Registered copy of the purchase contract
Submit all documents and sign the Special Power of Attorney.
Open the bank account and make the deposit.
Purchase the property and verify titles.
Register the passport and submit the complete application.
Obtain a 3-month temporary permit and multiple-entry visa.
Obtain a 2-year temporary permit.
Obtain permanent residency.
After 5 years, apply for citizenship and passport.
Complete copy of the applicant’s and dependents’ passports
Police record, authenticated and apostilled
Marriage certificate and birth certificates of dependents, apostilled
6 passport-sized photos
Health certificate
Bank and commercial reference letters, apostilled
Signed power authorizing a lawyer to manage the application
Responsibility letter for dependents
Complete immigration application
Valid passport copy
Original bank and commercial reference letters
Fast permanent residency: Obtain residency in just 2 years
Tax exemption on interest: Fixed-term deposit interest is not taxed
Investment flexibility: Choose between deposit, property, or a combination
Citizenship opportunity: Apply for naturalization after 5 years
Dependent-friendly: Family members can join with minimal additional investment
The Panamanian government has recently updated investment amounts and documentation requirements, maintaining the minimum investment at US$300,000 until October 2025. Review processes have been streamlined, prioritizing transparency in bank transfers and property titles.
Important: Investments must be demonstrable through official certifications and verifiable transfers. Working with specialized lawyers is highly recommended to ensure full compliance with regulations.
Carefully review all documents before submission
Apostille and authenticate all documents required by immigration
Maintain proof of funds and bank transfers
Plan a 2-week visit to Panama to complete the registration process
Hire experienced lawyers for investor visas to ensure proper processing
Obtaining an investor visa in Panama is an excellent opportunity for foreigners seeking stability in a country with economic growth, tax benefits, and a secure environment. With flexible investment options and a clear path to residency and eventual citizenship, Panama is an ideal destination for international investors.
Having specialized legal advice ensures all steps are completed correctly, making the process efficient and avoiding delays or rejections. Take advantage of this investment opportunity and secure a stable future for you and your family in Panama.
